Motorcycle Insurance for Cruisers, Sport and Adventure Bikes
Liability, physical damage, gear and accessory coverage for riders, quoted in the states where motorcycle coverage is part of our appetite.
Bikes we see
Cruisers such as the Harley-Davidson Street Glide, dual-sport bikes such as the Honda CRF300L, sport bikes such as the Yamaha YZF-R7 and Kawasaki Ninja 400, and adventure bikes such as the BMW R 1250 GS.
Coverage options
- Liability and uninsured motorist
- Collision and comprehensive
- Riding gear and custom parts
- Roadside assistance and trip interruption, where offered
Common questions
Do I need insurance if my bike is stored for the winter?
You may be able to reduce coverage to comprehensive only while it is stored, which protects against theft and fire at a lower cost. Liability is needed again before you ride.
Are custom parts covered?
Many policies include a small accessory limit; custom exhaust, seats, bags and paint often need an added limit to be fully covered.
Insurance guides
- What Insurance Does a 12-Unit Apartment Building Need?
A practical checklist for owners of a 12-unit building — the coverages that matter, the ones people forget, and what underwriters will…
- How to Request Insurance for a 24-Unit Apartment Building
The documents and details that get a 24-unit building quoted quickly — and the questions that slow it down.
- Garagekeepers vs. Garage Liability Insurance
Two coverages with nearly the same name protect completely different things. Here is how to tell them apart — with examples from…
Del Toro Insurance is an insurance agency. Coverage is subject to policy terms, underwriting approval and availability in your state; not every coverage described is available in every state or for every property or business.
Tell us about your bike and your riding
Call, message us on WhatsApp or request your quote online. We work in English and Spanish.