RV and Travel Trailer Insurance

Coverage for travel trailers and motorhomes — on the road, at the campsite and in storage — quoted in the states where RV coverage is part of our appetite.

Trailers and tow vehicles we see

Travel trailers such as the Jayco Jay Flight, Airstream Flying Cloud, Forest River Wildwood, Forest River Salem and Winnebago Micro Minnie, towed by full-size pickups and SUVs. Always confirm your vehicle’s towing capacity, hitch rating and tongue weight before you hitch up.

Coverage options

  • Physical damage (collision and comprehensive) on the trailer or motorhome
  • Personal belongings inside
  • Vacation liability while parked at a campsite
  • Total loss replacement for newer units, where offered
  • Emergency expenses and roadside assistance

Common questions

Does my auto policy cover my travel trailer?

Your auto liability usually extends to a trailer while it is attached to the insured vehicle, but damage to the trailer itself and its contents normally needs separate RV or trailer coverage.

What if I live in my RV full time?

Full-time use is a different risk than vacation use. Tell us, because many carriers offer full-timer coverage that adds liability and personal property protection similar to a homeowners policy.

Insurance guides

Del Toro Insurance is an insurance agency. Coverage is subject to policy terms, underwriting approval and availability in your state; not every coverage described is available in every state or for every property or business.

Tell us about your trailer and your tow vehicle

Call, message us on WhatsApp or request your quote online. We work in English and Spanish.