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Personal insurance

Personal auto insurance

Get a quote for your car, pickup or SUV from an agent who speaks English and Spanish. We explain every coverage and compare options from several insurance companies.

Auto insurance with agent Danny Ruiz of Del Toro Insurance
  • Options for foreign licenses or no prior insurance, depending on the carrier
  • Add every driver in your household to one policy
  • Proof of insurance by email or WhatsApp once your policy is active

What does it cover?

CoverageWhat it pays for
LiabilityPays for damage and injuries you cause to others in an accident, up to your policy limit.
CollisionRepairs your vehicle after a crash, no matter who was at fault, minus your deductible.
ComprehensiveTheft, vandalism, hail, flood, fire and hitting an animal.
Uninsured motoristProtects you if you are hit by someone with no insurance or not enough.
Medical payments / PIPHelps with medical bills for you and your passengers, depending on your state.
Towing and rental carRoadside help and a rental car while yours is repaired, if you add it.

These are the most common coverages. Exact options, limits and deductibles depend on the carrier and your state.

The vehicles you drive every day

Pickups, SUVs, side-by-sides and travel trailers are what most of our clients drive. Pick yours and get a quote.

Who is it for?

  • Drivers with a US or foreign license
  • Families with several cars and drivers
  • Drivers who need an SR-22, depending on the state
  • Owners of pickups, SUVs and 4x4s

Have this ready

  • Each driver's license
  • VIN or year, make and model of each vehicle
  • Address where the vehicle is kept
  • Current policy, if you have one

Missing something? Start anyway. We'll ask for the rest later.

How it works

  1. 1

    Fill out the form

    About 2 minutes, from your phone.

  2. 2

    We compare options

    A licensed agent checks several carriers for your case.

  3. 3

    You choose and you're covered

    We explain everything in plain language and start your policy.

Frequently asked questions

Can I insure my car with a foreign license?

Many carriers accept foreign or international licenses. Options and price depend on the carrier and your state. Ask us and we will review your case.

What is a deductible?

It is the part you pay on a collision or comprehensive claim. A higher deductible usually lowers your monthly payment.

Can I pay monthly?

Yes, most carriers offer monthly payments. We show you the options when you quote.

How long does the quote take?

You fill out the form in about 2 minutes and a licensed agent contacts you with options.

Other coverage

Insurance guides

See all guides

A licensed agent reviews every request. Coverage, eligibility and price depend on the carrier and underwriting. The information on this page is general and does not replace the policy terms.