Commercial Auto Insurance for Business Pickups and Vans

For pickups and vans owned by a business and used for its own work — not for hauling other people’s goods for hire. Quoted where commercial auto is part of our state appetite.

Vehicles we see

Business pickups and vans such as the Ram 1500 and 2500, GMC Sierra, Chevrolet Silverado, Ford F-150, Chevrolet Express and GMC Savana — used by property owners, repair shops, dealers and other businesses for their own work.

Coverage options

  • Liability for injuries and damage your drivers cause
  • Uninsured and underinsured motorist
  • Comprehensive and collision on owned vehicles
  • Hired and non-owned auto liability
  • Medical payments or personal injury protection, depending on the state

When the work is hauling or contracting

Cargo vans and trucks that haul goods for hire, hot shot and trucking operations, and contractors’ auto, general liability and workers’ compensation are quoted by our specialists at dannyruizmyagent.com.

Florida and Texas

Ordinary commercial auto for Florida and Texas businesses is handled by our regional site, dannyruizinsurance.com.

Common questions

When do I need commercial auto instead of personal auto?

Usually when the vehicle is titled to a business, driven by employees, used to carry tools, equipment or products for the business, or used for deliveries. Personal policies often exclude or restrict those uses.

Do you insure contractors and trucking companies?

Yes, through our specialist team at dannyruizmyagent.com. Contractor auto, general liability and workers’ compensation, and cargo van, box truck, hot shot and semi truck operations are all handled there.

What is hired and non-owned auto coverage?

Liability for vehicles your business rents or that employees drive for business errands in their own cars. Many businesses that own no vehicles still need it.

States where we quote commercial auto insurance

Insurance guides

Del Toro Insurance is an insurance agency. Coverage is subject to policy terms, underwriting approval and availability in your state; not every coverage described is available in every state or for every property or business.

Trucking, transportation and contractors

Cargo vans, box trucks, hot shot, semi trucks and contractor insurance (commercial auto, general liability and workers' comp) are quoted by our specialist team at dannyruizmyagent.com.

  • Contractor Insurance (Auto, GL, Workers' Comp)
  • Cargo Van Insurance
  • Box Truck Insurance
  • Hot Shot Insurance
  • Trucking & Semi Truck Insurance

Go to trucking & contractor quotes

Tell us how your business uses its vehicles

Call, message us on WhatsApp or request your quote online. We work in English and Spanish.